for example... MRTA (to include in loan jadi mahal), lawyer fee (ok, sometimes they are free), deposit air and elektrik, deposit maintenance fee... (oh am talking abt apt in KL), parking access card, etc. tu belum cerita nak taruh grill kat tingkap... pasang all those main item like lampu, aircond, heater.... kitchen cabinet etc... so on top of your housing loan utk beli umah... u may spend few more thousands for these... gila mahal!!!
ari tu, masa aku nak ambil kunci umah aku, aku kena jelaskan some interest charges sbb loan lambat drawdown... actually bank salah hantar cheque, instead of hantar kat turnkey contractor Jernih Matang PGMS, depa hantar kat PKNS. delay for 69 days rasanya, which cost me about RM450... tak pasal2 aku kena bayar! dua2 pihak, developer n bank tak nak mengaku salah.
selain daripada tu, memandangkan parking selalu nya allocated 1 rumah 1, so i think it is best if i could buy another parking lot 1 more parking lot, in case org nak dtg umah... tp bagai giler harga nya... tandem parking RM6k! I tot what the heck, nak beli je lah... then dia kata dah habis, so dia offer side-by-side parking for RM12k!!! giler!!! parking lot or tanah besar carpet aku kat umah tu blh harga that high!!! and then dia suruh serahkan duit on the spot for me to get the parking lot. what i understand, the parking lot unit title will be issued with my strata title... but gosh!!! 12k!!! tak berbaloi langsung for a small parking lot....
anyway, alhamdulillah... i already have my own property... although kecil je lah... :-) nanti dah siap renovate n furnished... i will invite all of you for house warming... :-)